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It depends on what you want to do when you go back to school.
If you're switching careers, I'd put the early 40's as a limit unless the career has age limitations.
If you're getting a degree to enhance your existing career, I'd put the early 50's as a limit unless you intend to not retire immediately.
If you just want the degree, there isn't really a limit.
I went back to school in my 40s and changed careers.
Me too.
The increased pay covered the training costs and lost earnings within five years and I'm so much happier.
Do you feel it was a viable and smart decision still?
It is never too late to go back is not bullshit.
people have jobs, debts and rent to pay.
I had all of the above and a family to support and I went back to school and got my masters degree.
I think this question greatly depends on where you live. Is uni free where you live? I'm guessing not from you mentioning the cost of a degree and debt. Then how does the debt work? In some countries, the government issues student loans that are repaid much less stringently than most loans, and it's not a big deal.
Depending on how the system works where you are, I'd weigh up the financial cost of going back to school vs what you would gain from it. What are you looking to get? Education for the sake of education? A better job, such that the financial cost of the degree will repay itself? The uni experience you missed out on? Something else? How much do you value that thing compared to how much it will cost you?
It depends upon the job you are pursuing. I went back to school at 35 to pursue a trade in HVAC. I don't recommend doing that much later. I ran into a lot of age discrimination when attempting to find a job.
Never. Not what you want to hear,but hear me out. Because if it safes your sanity it is worth it.
I got my apprenticeship as a paramedic first and then went back to school to get my full A-Levels. Specialized school we have here,thankfully for these cases. The oldest one of my classmates was 52.
I studied economics with someone who was 55 and basically had already done the job we all wanted when we graduate for 25 years. He did so so he finally would get a more comprehensive background and maybe get up the ladder once more. (Which according to linked in he did)
I currently do another master (in a distant education setting,though) simply out of interest in the field and to broaden my CV. And you know what? I am 25 years in my field and still learned a fuckton of things, got a better network, love the research field AND got so much better at my job AND found a lot of opportunities.
An former paramedic trainee of mine was almost 50 when he started paramedic training. He was a C level executive before and at one point had enough - he changed careers so he would not get even more depressed and is now very happy with it. And I had multiple people do that in my bubble.
Now,from my current perspective: Was it stressful? Fuck yeah. I literally cried sometimes. Was it a tough time financially? Fuck yeah. I am self employed/have a small company and I had month were making ends meet was really though due to the added expenses and the lost revenue. But it still was worth it. Because: For what it's worth we all gonna need to work till 70+x anyway to afford retirement. And that's a long time.
Because: For what it's worth we all gonna need to work till 70+x anyway to afford retirement. And that's a long time
Now that sounds really depressing. Workworkwork and when you're finally free, you're too old to really enjoy it all. I retired in my 20s, and now, 30yrs later I still don't have enough time in a day to enjoy all hobbies. I couldn't imagine having to wait until I'm 70. An unfair and shitty system 😞
How did you "retire in your 20s"? How do you support yourself? Family money?
When you're dead.
Menopause and severe brain fog would like a word.
I've been through surgically induced menopause and I'm fine? It's a bit baffling and honestly misogynistic to suggest that basically any woman from middle age onwards is incapable of doing a degree. I don't think menopause made me stupider.
It's got nothing to do with age. As you pointed out there are financial reasons where you might not be able to. But that's realy the only hurdle. And there are plenty of ways to clear it.
My Mother got her Bachelor’s degree at 55. She graduated with some rare honours.
NEVER stop learning!
Similar thing with my mom, only she retired soon after graduating.
I went to school with quite a few mature students. They were all great classmates.
Lots of seniors go because they want edification. Never a stupid idea.
Now if you are asking financially, that depends on the time and cost of the program and the anticipated market for that kind of work. Do the math. Cost of school (tuition, books, materials and living expenses x number of years of the program) - opportunity cost of opportunity cost of not working your current gig during those years, + the estimated differential of what you reasonably think you could make for the remainder of your new career before retirement.
Every program, job market and tuition support is different. Do the math with your own local info.
Self-improvement is never a stupid idea.
Ceasing to work towqrd self-improvement is what's stupid.
I’m an elder millennial in school I’m doing great and I love it. I can finally afford to go and I like learning new things from the younger generation. I’m proud of them they’re super cool
Do you get invited to parties and stuff?
It's never too late. If you're 110 you might not make it to graduation though.
It depends on if you’re going back to school for career reasons or personal enrichment. For the latter it really is never too late. For your career, though, too late will depend on when you’re hoping to retire, when you’ll complete the extra schooling, how much the school will cost, and how much more money you’ll expect to make with your new degree.
Without any info, assuming you want to retire around 65, I would think it would be normal to want to use your new degree for at least ten years, so whatever schooling you’d want to do you would want to be finishing by the time you’re 55. But those other variables come into play. If you’re borrowing $100,000 to pay for med school, your cutoff date will probably be earlier because it will take a longer time to pay off the student loans. On the flip side, if you’re paying $5-10,000 for a 6-month programming boot camp that will boost your income by $10-20,000/year then you might even consider doing that at age 60, especially if you’re already bringing a computer science background where your experience and new skills will keep you in high demand.
There’s not really a one-size-fits-all answer to this question.
I have a friend that is taking courses at 50… but we’re not in the US
My wife got her masters degree last year, at age 58.
You should never stop learning and school is a very good way to learn. If you don’t learn new stuff all the time your brain will literally stagnate and rot. It will atrophy.
Very few people are cut out for true self directed learning so, unless you’re one of the gifted few, structured and group learning is the best way to do it.
If you’re highly motivated anything is better than nothing. Find free courses, look stuff up, engage the academic world as best you can 🤷♀️
I graduated as a kid with 2 retirees in my psych classes who told me getting their degree was one of the most important, rewarding things they had ever done.
Also,, nowadays you can travel abroad in dozens of countries, take English-language courses and get accredited degrees in every field for very affordable tuition fees, as in 90% cheaper than the US.
While you're attending those schools, your cost of living will be dramatically lowered as well.
If anyone wants details, talk to me here or in Travel.
Too late according to which criteria? Money? Definitely in the biological age when you can reasonably expect to not finish the school alive. And probable a bit earlier age.
Other quotation is for what to use school? If you definitely need a diplom to do what you want to do, that school makes sense.
Of you just want to learn something that is somehow useful, eg. for job promotion, than there are tons of great books, online video courses, many even free or cheap.
One my friend asked me about how to get to university in my country. When I dig deeper, it showed up she even don't need university for that topic of education and probable would do better without university at all.
Study part time, alongside employment.
Was gonna say this. Some jobs will help pay for classes (max 1 at a time) and some will even let you take the classes "on company time." With Distance Education this is easier than ever. I took classes while working for a couple years, then was gonna take a semester off work and finish a Master's Degree. (but ended up doing a PhD instead.)
Good/bad doesn’t have to do with age. Are you going to Harvard or a local college with subsidized night school classes? Are you wanting to learn a specific skill, get a degree, upskill for a career path, retrain for new work?
I had a grandfather who ended up deployed in the army when he was planning to go off to college. When he got back, he took the jobs he could and continually took night school classes.
My father got his masters degree when he was 46, which resulted in 20 years of increased pay at work.
Me? I’m constantly learning, using free online courses. I don’t care about the degrees or certifications; anyone who knows me knows what I’m capable of.
I knew a woman who got her PhD in Law at the age of 97.
My workplace pays for appropriate certifications for its employees.
There’s all sorts of ways to go to school.
Either never or upon birth, depending on where you live.
Just finished my bachelor's at 39. I know people have finished a lot later than that too.
Education is everyone’s domain. It is never too late to learn new things.
58
Prefix: My answer is geared towards America and assumes you can start gathering Social Security at 62 and has not been accurately researched for viability.
Take on loans if needed and become a student.
Use student health insurance.
Graduate in 4 years - if you can nab a paying job you enjoy then go for it. Otherwise start collecting SS and whatever other benefits you can muster.
If you can’t pay back loans - what are they going to do about it?
Hopefully by not going into debt with school earlier you were able to stash some more into retirement vessels earlier and maybe that’ll help.
My spouse is finishing a degree at 36 and kicking themselves they didn’t do it sooner. I’ll have some extra time in about 2 1/2 years and I want to try and fit in a class or two. It just depends on your situation, but if you’re needing a degree to get a better job, you’ll want to get to that earning potential ASAP. The cost could potentially just be a drop in the bucket if you still plan on working for another 30+ years. It can also be rewarding just to expand your knowledge and grow in unexpected ways. My advice is to just do it and get it over with already. Especially if it will lead to better opportunities and earnings. Or don’t, it’s your life.
i assume you mean as in your increased earnings will no longer pay the expense. The never too late crowd is thinking of school as a pure 'fun' activity which is a valid way to look at things but if you don't like school isn't for you and that is how I'm choosing to interprut your question.
the question is never answerable unil after the fact: I can calculate after you are dead. However I went to school with someone who went right to college, a mistake because he died in an accident at 21. Other people get mental decline in older years and so it is too late when they are no longer able to learn.
you can retire at any age when you have enough savings, but some people find it boring and will continue to work anyway - if this is you it can be worth it even if ecconomics don't work out if you get a job you like (or perhaps one that by not wearing on the body you can do longer)
many jobs pay for your schooling. if this applies the only quesntion is will you have to remain at the job longer than you want to afterwards.
if paying for your own schooling you can calculate the expected earnings after and compare to the cost to make a decision.
I've seen people of all ages and career stages in classes. I think the least represented is 30-50 though, so I guess most people study while they're figuring out their career or when they're sick of the career of their past 2 decades. This was in the EU though where university doesn't lead to guaranteed financial ruin. I also know of some people who were working full time and did a longer degree with "evening classes".
As someone smack dab in the middle of that range, I’ve only in the last couple of years even figured out what I’d even go to school for.
I was in college with a retiree decades ago. A coworker old enough to retire told me today she's thinking about going back for a lmsw.
I last took classes at 36. Never got a degree though. I’d feel silly with where I am career-wise taking classes now, 11 years later.