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I will be retiring next November and I plan to keep working in another organization.
My logic has always been that once you are eligible for that pension you are in essence taking a pay cut by staying in yoru current job.
If your pension is 65,000 a year and you make 180,000. Once you can collect that pension you are working full time for 115,000.
There is a couple of people who work with me who have 40+ years time in service. They would get 80% of their pay just by waking up. They are basically working for 20% of their pay.
The crazy part is they work in IT. They could easily make 75% of their pay working a part time job and collect their 80% pension.
Your pension doesn’t have a COLA increase?