The vanguard is not a different group. The vanguard is the part of the group that ends up doing something first.
It's not separate from the group, and it's often not even distinguished from the group in any way aside from the fact that it was motivated enough to act first.
If you had a religion that, as part of it's core system, explicitly yielded to science as it progresses... or a religion that explicitly framed all of its claims in such a way as to avoid all possible future contradictions with scientific discovery.. sure. I'm not a "religion expert" or anything but I'm not aware of any such religions. It sounds like a hypothetical, philosophical proposal.
banks are going to be assessing you for whether you're likely to pay back the loans they provide
Actually, this is not quite accurate. It's more accurately a score that summarizes how much the banks would want to lend you money. It is designed to make sure you are profitable not just in your ability to simply pay back a loan, but also to make them money.
And, statistically, it's also systemically racist.
The problem is that science overlaps religious claims, and will continue to do so as we learn more about the universe.
I am very, very concerned at how widely it is used by my superiors.
We have an AI committee. When ChatGPT went down, I overheard people freaking out about it. When our paid subscription had a glitch, IT sent out emails very quickly to let them know they were working to resolve it ASAP.
It's a bit upsetting because may of them are using it to basically automate their job (write reports & emails). I do a lot of work to ensure that our data is accurate from manual data entry by a lot of people... and they just toss it into an LLM to convert it into an email... and they make like 30k more than me.