In some countries you are a disease away of financial bankruptcy. Good luck being able to 100% guarantee a living.
Furthermore, this is the first generation that is worse off than the previous one, and its a trend that seems will continue.
In the lucky event of being part of the select 3% that has financial security, no luxury can shield you from the pain the rest of the people is suffering.
Maybe I'm a pessimist, but introducing a child into this roulette is not the kindest if you think about it.
While I agree with most of what you said, I cannot disregard how a swift change in politics can be introduced to satisfy the wims of the billonaires. We have recent and astounding examples (USA). Sadly I don't trust humanity anymore. I don't have a choice but to try to live my life the best I can, but I won't force anyone else into existence.
Have a good one you too my friend!