Some of the best piracy options might cost you.. Drebid, Usenet, Private Indexers, Seedboxes. They all cost money to varying degrees.
Hell if I'm being honest with myself, I've sunk way more into piracy than I probably would have spent just paying for a streaming service. What with building my server and buying extra hard drives, buying blocks of data, paying for API access. That stuff can add up. I know I could do free alternatives, but I really like how I have things set up now, and I love building my media collection and sharing it with my friends and family.